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Thanks for sharing Lynch’s take on thrift conversions. I’m one of those people who opened accounts around the U.S. When interest rates were better, I’d collect healthy interest from the CD’s and savings. Taxes were a little annoying, but worth it. The conversions and subsequent takeovers have been a lot of fun and profitable. I’ve never completely sold out and hold 32 publicly traded banks. I was always surprised that more people didn’t put forth effort or have the patience to give this a try.

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Glad to hear it's been profitable for you Brad. I may have to pick your brain on how you decide which ones to open accounts with!

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